The nation's largest credit union serving the biomedical industry.
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Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.



During the construction period of your mortgage, your monthly payment will be calculated as the interest due based on the outstanding balance of your loan. After the construction period ends your monthly payments will be calculated based on the outstanding balance of your loan, the applicable interest rate, and remaining loan term. An estimate of that monthly payment is shown below and is subject to change.



Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

NIHFCU will cover all closing costs for new home equity loans and line of credit up to $250,000, (not applicable to purchase money seconds). For lines in excess of $250,000, NIHFCU will cover up to $2,000 in closing costs.

NIHFCU is a participant in the Federal Making Home Affordable refinancing program. In order to be eligible for this special financing you must meet certain criteria. Click here to determine if you qualify. If you believe you qualify and feel that the Making Home Affordable program shown below is best for you select it below.

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  • The above rate quotes are based on credit score of 740 or higher.
  • The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice.
  • The monthly payment amount shown includes principal, interest and mortgage insurance, if required. Your total monthly payment will be higher if an escrow account is established to collect property taxes and homeowner’s insurance.
  • For additional rate and point options, please contact one of our Residential Loan Officers at 301-718-4747 or e-mail us at MortgageLoans@nihfcu.org.
  • The quoted above amount for transfer taxes is not taking into consideration paying off an existing mortgage. If you are refinancing existing mortgage balance the actual transfer taxes could be lower. Please contact one of our Residential Loan Officers for details.

Complete the form below and we will create customized quotes based on your loan details.

Note: Answering "No" to Escrows/Impounds may limit the number of programs available to you.

We have assumed you will use the same criteria you used for your rate search. Click here to adjust the criteria for this rate watch.

NMLS Registry Information for NIHFCU Mortgage Loan Originators
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