Mortgage
30 Year Fixed Rate
 Rate
 APR
 Points
 7.000%
 7.155%
 0.000%
Adjustable Rate
5 Year ARM Advantage (No MI)
 Rate
 APR
 Points
 5.875%
 6.694%
 0.500%
7/1 Year Adjustable Rate (LTV 80%/CLTV 100%)
 Rate
 APR
 Points
 6.625%
 6.893%
 0.500%